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Consumers are protected by federal law from aggressive and abusive debt collection tactics. If Nationwide Credit is making repeated phone calls or contacting you early in the morning or late at night, this may qualify as harassment under the FDCPA. Debt collectors cannot threaten arrest, wage garnishment, or lawsuits they are not legally allowed or prepared to pursue. You are entitled to written notice validating the debt within five days of initial contact. Failure to provide this notice may signal a violation of your rights. If you have asked Nationwide Credit to stop contacting you at work and the calls continue, that behavior is illegal. Discussing your debt with anyone other than you is strictly prohibited. Harassment can also include rude language, intimidation, or threats that cross legal boundaries.

✅ Take Action Now: https://protectionforconsumers.com/stop-nationwide-credit-debt-collection-harassment